Medicare, health & life insurance for McHenry County families
Monica Roman is a licensed insurance agent in Woodstock, IL. She compares plans from many insurance companies, explains them in plain language and helps you choose the coverage that fits your doctors, your family and your budget.
- No cost to compare
- No pressure to buy
- Hablamos español
Hablamos español
- Licensed life & health insurance agent
- Plans compared across many carriers
- Bilingual service in English & español
- Free, no-pressure consultations
Medicare Get Covered Illinois
We shop Medicare Advantage, Supplement and Part D plans from multiple carriers to find what actually fits your life and budget. Under 65? Monica also helps individuals and families sign up for health plans through Get Covered Illinois.
Coverage for every stage of life
From your first Medicare card to protecting a growing family, Monica explains your options in plain language and helps you pick the right plan.

Medicare plans
Medicare Advantage, Supplement and Part D plans compared side by side, at no cost to you.
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Health, dental & vision
Individual and family health plans through Get Covered Illinois, plus dental and vision coverage.
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Life insurance & final expense
Term, permanent and final expense policies that protect the people who count on you.
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Annuities & retirement
Fixed annuities for tax-deferred growth and retirement income you can count on.
Learn moreInsurance is confusing. Asking for help shouldn’t be.
Bring your questions, the letters Medicare sent you, or just a hunch that you’re paying too much. Monica will sit down with you, explain what you have and help you decide whether a change makes sense. Not sure what to bring? Your insurance cards and any recent letters are enough to start.
- Free to ask
- No obligation
- English or español
Start with the question on your mind
- Turning 65 soonSign up for Medicare the right wayMedicare enrollment
- Already on MedicareReview your plan for next yearCompare plans
- Buying your own coverageFind a health plan and check for savingsHealth insurance
- Growing familyProtect the people who count on youLife insurance
- Thinking aheadSpare your family the cost of a funeralFinal expense insurance
- Nearing retirementGrow savings you won’t outliveAnnuities
Clear answers in four simple steps
- 01
Reach out
Call Monica, or send a message with the best time to talk. She answers in English or Spanish.
- 02
Free consultation
Monica listens first: your doctors, prescriptions, family and budget. Then she explains your options in plain language.
- 03
Compare and decide
She compares plans and prices from multiple companies so you can choose with confidence, without pressure.
- 04
Year-round support
Claims questions, a new baby, retirement or next year’s plan changes: Monica is here for the next question.
Proudly offering plans and policies from
Because Monica works with many insurance companies, she can compare your options side by side instead of selling you just one.
Hi! I’m Monica Roman
I am a licensed life and health insurance specialist looking to help individuals and families. I have been in the financial industry for several years and love what I do.
Rest assured that your family and assets will be protected. I appreciate learning about each person who enters our office: their history, family, interests and concerns.
I want to educate and offer you the finest solutions for meeting your current and future needs.
What our clients say
Families come back year after year because they get clear answers and real follow-through.
Monica was so helpful with assisting our family with documents and educating us in investments for our futures!
Highly recommend this agency. Agent is very knowledgeable on our questions we asked. Can’t wait to build a long-term relationship with my agent (Monica).
Thank you, Monica, for the excellent service. My family and I are very grateful for your kindness and professionalism. You’ve always been there for us with any questions or concerns, and you’ve promptly resolved any issues. We recommend your agency to family, friends, and everyone.
Monica provided top-notch customer service and care. She helped my family with life and home insurance, and we are thrilled with the great policy we received.
Monica was great in explaining in full detail our process.
Frequently asked questions
Does it cost anything to work with Monica?
No. Consultations are free and there’s no obligation to buy. Insurance agents are paid by the insurance companies, so in most cases your premium is the same whether you buy through Monica or directly.
Do you offer services in Spanish?
Yes. Hablamos español. Monica can explain every plan and help with every form in English or Spanish. Just tell us your preferred language when you call or write.
Which Medicare plans can Monica help me compare?
Monica compares Medicare Advantage, Medicare Supplement (Medigap) and Part D prescription drug plans from multiple carriers. See the Medicare page for enrollment dates and what to bring.
Which insurance companies do you work with?
For Medicare and health coverage, carriers include Humana, Aetna, Wellcare, Blue Cross and Blue Shield of Illinois, Cigna, AARP Medicare Plans from UnitedHealthcare, Devoted Health, Molina Healthcare, Essence Healthcare, Zing Health and MercyCare. For life insurance, they include Catholic Financial Life, Degree of Honor and Woman’s Life.
Where is your office?
We’re at 144 Washington St., Woodstock, IL 60098. Call (815) 687-2388 to set a time that works for you.
What areas do you serve?
We’re based in Woodstock and help clients throughout McHenry County, including Crystal Lake, McHenry, Harvard, Marengo, Huntley, Algonquin and nearby communities.
Do you offer anything besides insurance?
Yes. That’s the “y más” in our name. The office also offers tax preparation and accounting, notary service and license plate sticker renewals.
Come meet Monica in person
- Address
- 144 Washington St.
Woodstock, IL 60098 - Phone
- (815) 687-2388
- Languages
- English & español
Serving families across McHenry County
Clients visit us from all over the county.
- Woodstock
- Crystal Lake
- McHenry
- Harvard
- Marengo
- Huntley
- Algonquin
- Lake in the Hills
- Cary
- Johnsburg
Let’s talk about your family’s next step
Free, no-pressure consultations with Monica at our Woodstock office, in English or Spanish.













